The statutory accident insurance at Seinäjoki University of Applied Sciences covers the accidents and occupational diseases arising from such accidents that students may have encountered during their studies or practical training. To receive reimbursement for an accident or occupational disease, the accident must have occurred in conditions characteristic of studying, i.e. during lectures and other forms of teaching, practical training and in places as required by the course, teacher or institution. Students are also covered when travelling directly to and from school and the practical training workplace. The insurance does not cover normal, everyday travelling to and from the school and place of residence; nor does it cover accidents that occur in students' free time.
The statutory accident insurance is also valid abroad under certain conditions. Students who wish to study or work abroad must always sort out in advance the necessary insurance and other social security needed during travel, as well the statutory requirements in the country of destination. Students may contact the international coordinators in their school or Seinäjoki UAS's Manager of International Affairs Helli Kitinoja if they need more information pertaining to insurance and studying/working abroad.
The UAS also has an optional group accident insurance, which covers students during the actual school hours, during teaching, when doing gymnastics, during breaks after lessons, and when participating in the institution's extra-curricular activities organised at the school such as sports competitions, excursions, visits to exhibitions, museums, factories, etc. and trips directly to and from school. The insurance is valid all over the world under certain conditions.
To receive compensation from the insurance, the accident must have been sudden bodily harm caused by and external force that occurred involuntarily on the part of the insured. This insurance does not cover sickness. If a student's eyeglasses have been broken in an accident, the insurance will reimburse the student for new glasses if (s)he has purchased them within two months after the accident. To receive compensation, the insured must have a visible mark or injury.
More detailed information concerning student insurance at Seinäjoki University of Applied Sciences is available at the If Vahinkovakuutusyhtiö insurance company. Contact Anssi Kuivinen at +358 (0)10 514 5928 or +358 (0)10 515 8484 or by e-mail at anssi.kuivinen(at)if.fi.
The contact person of the Seinäjoki University of Applied Sciences is Hanna-Mari Rintala, tel. +358 (0)40 830 2144.
Insurance reports are sent by the office staff of the teaching unit to the central electronic insurance service file maintained by the If Vahinkovakuutusyhtiö insurance company.
The insurance company's applications for compensation are in the Student Affairs Office.
The accident insurances mentioned above do not replace the student’s personal health insurance or travelling and free time insurances. Both international students coming to study at Seinäjoki UAS, as well as Seinäjoki UAS students, who are planning to conduct a part of their studies abroad, should acquire their own personal health, travelling and free time insurances. Seinäjoki UAS recommends the incoming non-EU/EEA-students to acquire their health insurance required from https://www.sipinsurance.eu/. International students coming from EU countries should acquire their personal insurances and the free European Health Insurance Card before leaving from their home country.