Insurance
The statutory accident insurance of Seinäjoki University of Applied Sciences covers accidents and ensuing occupational diseases that students may be met by during their studies or practical training. To receive reimbursement for an accident or occupational disease, the accident must have occurred in conditions related to studying, i.e., when the student has participated in lectures, practical training and other forms of teaching, in a place defined by the course, teacher or institution. Students are also covered while in direct travel between the school or residence and the workplace where their practical training takes place. The insurance does not cover normal, everyday travel between the school and the place of residence, or accidents that occur during students' free time. Eyeglasses broken in an accident are reimbursed in case physical damage occurs.
The statutory accident insurance is also valid abroad under certain conditions. Students who wish to study or work abroad must always find out in advance about the necessary insurance and other social security needed during travel, as well about the statutory requirements in the country of destination. Students are advised to contact the International Coordinator of their Faculty or Tapio Pihlajaniemi, the Manager of International Affairs of SeAMK, if they need more information pertaining to insurance and studying/working abroad.
SeAMK also has a voluntary group accident insurance for students, which covers students during their actual school hours, during teaching, during sports classes, during breaks after lessons, and when participating in curricular activities organized by the institution, such as sports competitions, excursions, visits to exhibitions, museums, factories, etc. and travel directly to and from the school. The insurance is valid all over the world under certain conditions. The precondition is that the accident is sudden and external, causing a bodily injury, as well as happening unintentionally on the part of the insured. This insurance does not cover sickness.
Students are advised to take out a voluntary home insurance in which the household effects are insured with large cover and small percentage excess. This way, the student’s own glasses, mobile phones, computers and luggage are covered in different situations. To check how high the premium is, contact you own insurance company or https://www.if.fi.
Contact person of the If Vahinkovakuutusyhtiö insurance company: Mr. Anssi Kuivinen at +358 (0)10 514 5928 or +358 (0)10 515 8484 or by e-mail at anssi.kuivinen(at)if.fi.
Contact person of Seinäjoki University of Applied Sciences: Financial and Administrative Secretary Riitta-Liisa Toppari, tel. +358 (0)40 830 2158, email: riitta-liisa.toppari@seamk.fi
Insurance reports are sent by the office staff of the teaching unit to the central electronic insurance service file maintained by the If Vahinkovakuutusyhtiö insurance company.
Insurance reports are sent by the office staff of the teaching unit to the central electronic insurance service file maintained by the If Vahinkovakuutusyhtiö insurance company.
The insurance company's forms for application for compensation are available at the Student Services.